Commercial loans are designed for purchasing or refinancing commercial property such as offices, retail premises, warehouses and other business real estate. Commercial lending is different to residential lending — lenders consider factors such as lease agreements, tenancy profiles, property type, valuation methods and business financials. Ozzey Loans assists with commercial property finance by comparing lender policies and structuring loans aligned to your objectives. 

Commercial loan approvals can vary widely depending on the nature of the asset and the borrower. We help you understand deposit requirements, potential loan terms, interest structures and how lenders assess commercial risk. If the property is owner-occupied or leased, we’ll help position the application accordingly and guide you through documentation requirements to reduce delays. 

Whether you are purchasing a new commercial site for your business or building a long-term property investment strategy, we support you from assessment through to settlement with clear communication and lender comparisons.